Summarised Consolidated Balance Sheet – Achieved Profits Basis

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31 December 1998	1998 £m	1997 £m
Investments	100,394	91,719
Other assets	18,218	16,504
Total assets	118,612	108,223
Less liabilities	(7,051)	(5,575)
Total assets less liabilities	111,561	102,648
Less insurance funds
Technical provisions	87,433	80,564
Fund for future appropriations	20,879	19,301
Less shareholders’ accrued interest in the long-term business	(4,261)	(4,129)
	104,051	95,736
Achieved profits basis net assets	7,510	6,912
Shareholders’ capital and reserves
Share capital and share premium	319	254
Statutory basis retained profit	2,930	2,529
Additional achieved profits basis retained profit	4,261	4,129
Achieved profits basis capital and reserves	7,510	6,912