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RISK MANAGEMENT
Risk management begins with each
underwriting decision. Maximum limits
of indemnity are set and monitored for
specific types of risk, and each risk is
subjected to a thorough internal review.
We assess potential catastrophic
exposures by using advanced modelling
software to simulate major loss events and
their impact on our portfolio, adjusting
exposures to fit our risk appetite.
The financial security of our reinsurers
is carefully vetted. The adequacy of our
reserves to meet future claims is assessed
regularly by an independent team of
actuaries. We continue to hone and
advance our risk management techniques
to increase risk transparency and refine
allocation of capital.
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